ExampleA bakery adds a second oven
Orders were outgrowing a single oven. Spreading the cost over three years meant the new oven was earning before the first repayment was due.
Argorant Capital
Funding to grow your business.
For companies that grow with Argorant. Money for stock, staff, equipment or a new site, so the next opportunity does not have to wait.
Checking your options never affects your credit score.
Your offersExample
- Revenue-based financeRepaid from sales£120,000Best fit
- Term loan12 months£100,000Offer
- Line of creditDraw as needed£75,000Offer
Argorant Capital helps companies that grow with Argorant get the money to grow: stock for a busy season, equipment that earns, or the cash to take on a bigger contract. Check in a few minutes, see real offers with the full cost, and only go ahead if it is right.
What it is for
What businesses use it for.
Stock, equipment, a new site or a bigger contract. The money goes where the growth is.
Example
ExampleA joinery workshop takes on a bigger contract
A fit-out job needed timber and extra hands paid for up front. Working capital covered both until the client paid.
ExampleAn online shop stocks up for peak season
Stock for the busiest quarter was bought in September and repaid out of sales as the orders came in.
How it works
From first question to money in the bank.
Tell us what the money is for and see what you could get, with the full cost in plain numbers. Nothing is agreed until you accept.
Tell us what you need
A few minutesThe amount, what it is for and a few details about the company. It takes a few minutes.
See what you could get
Soft check onlyReal offers with the full cost and the repayments, side by side, so you can choose with confidence.
Get the money
No obligationAccept the offer that suits you and the lender pays it into your business account. Or walk away.
Why Argorant Capital
What the money can do.
Cash flow
Say yes to the bigger order
Working capital covers stock and wages while you wait to be paid, so growth never stalls on cash flow.
Growth
Invest in what earns
Spread the cost of equipment, vehicles or a fit-out over the years it pays you back, instead of paying all at once.
Full cost shown
Know the cost before you commit
Every offer shows the full cost and the repayments up front. No surprises, and no obligation to accept.
Soft check only
Keep your credit score intact
Checking what you could get never affects it. A lender only runs a full check if you decide to go ahead.
Your offersExample
- Revenue-based financeRepaid from sales£120,000Best fit
- Term loan12 months£100,000Offer
- Line of creditDraw as needed£75,000Offer
What you can get
The right money for what comes next.
- Fixed term
Working capital
A lump sum for stock, payroll or a busy season, repaid over a fixed term.
- Repaid from sales
Revenue-based finance
Repayments that rise and fall with your sales, for card-taking and online businesses.
- Draw as needed
Line of credit
Draw what you need when you need it, and pay interest only on what you use.
- Paid on invoices
Invoice finance
Unlock cash tied up in unpaid invoices instead of waiting 30 to 90 days.
- Spread over the asset
Equipment and asset finance
Vehicles, machinery and technology, spread over the life of the asset.
- Larger amounts
Growth loans
Larger amounts for a new site, an acquisition or a step change in capacity.
From £25,000 to £5 million and more. Every rate, amount and term comes from the lender and is subject to its approval.
Before you start
How to get the best offer.
Lenders look at a few simple things. Having them ready gets you better terms, sooner.
- Time trading
- Most lenders look for six months or more; a few start earlier.
- Monthly revenue
- Regular deposits help. Some products look for around £10,000 a month; others start lower.
- Bank statements
- Three to six months of business statements, as PDFs from your online banking.
- Credit profile
- The business and its owners. Checking your options here never affects it.
- What the money is for
- Stock, equipment and growth each suit different products and costs.
Questions
Before you ask.
Who can use Argorant Capital?
Any limited company looking for business funding. Lenders on the panel set their own criteria, typically around time trading and monthly revenue, and your request only goes to the ones whose criteria fit.
How much can I get?
Requests start at £25,000. What you are offered depends on your revenue, time trading and what the money is for.
Will checking affect my credit score?
No. Seeing your options uses soft checks only. A lender runs a full check only if you decide to go ahead with their offer.
How fast is it?
The request takes a few minutes. Some lenders respond within minutes; a firm offer usually follows once a lender has reviewed your bank statements.
What does it cost?
Checking your options is free and there is no obligation. Each lender sets its own price, and every offer shows its full cost before you accept.
Who provides Argorant Capital?
Argorant Capital is offered by Argorant and provided by Capvant, a business funding marketplace and introducer. Capvant is not a lender; your offers come from the funding partners on its panel.
What happens to my information?
Your details are used to match your request and are shared only with the funding partners you are matched with, under Capvant's privacy policy.
Start with the number
See what your business could get.
Pick an amount and answer a few questions. It takes a few minutes and never affects your credit score.